NMLS #1908271 · California
Jumbo lending,
quietly engineered.
A boutique brokerage for borrowers who expect their financing to be as deliberate as the property it secures. Wholesale rates, single-point contact, closings that respect your schedule.
The Personal Process
Four movements.
No retail funnel. No queue. A deliberate, hand-run process from your first call to the signing table.
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01
Intake
A 30-minute private conversation. We gather the shape of your income, the asset, and the timeline — nothing more, to start.
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02
Architecture
We engineer the loan structure: program, pricing, and the wholesale desk best suited to your file. A term sheet in 48 hours.
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03
Execution
Single-point contact through underwriting. We resolve conditions directly with the underwriter — not through a queue.
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04
Closing
Coordinated with your escrow and counsel. Most files clear ahead of schedule; every file closes with you informed, daily.
The Broker Advantage
The rate you want is not on the bank's menu. It's on ours.
Retail lenders quote you their product. We quote you the market. With wholesale access to twenty-four lending desks, we surface the program your file actually qualifies for — and structure the rest around it.
- 0.42%Average rate reduction vs. retail quotes we review
- 18Median days to clear-to-close on jumbo files
- 1Advisor. From first call through closing. Always.
- $20MMaximum loan amount, including non-QM programs
Client Stories
Selected work.
"My lender of fifteen years couldn't underwrite my latest acquisition. Ascend restructured it as an asset-depletion loan in nine business days. The cleanest close of my career."
"I run a private company. Income verification was always a wall. Ascend ran bank statements instead of tax returns and closed in three weeks. I have referred them eleven times since."
"They quoted a quarter point lower than two national banks, then caught an appraisal gap that would have killed the deal at escrow. They earned a client for life."
For Realtors
Pre-approvals that survive the counter-offer.
Agents refer Ascend because our buyer qualifications are real. We verify before you counter, we sit in on strategy, and we protect your close date like our own.
- Same-day buyer qualification on incoming offers
- Dedicated jumbo desk for listings above $5M
- White-glove status updates to you and your client
- Compliant co-marketing for open houses
Apply
Open your file.
Tell us the property. A licensed advisor — not a chatbot — responds within one business day, personally.